Built for first-time buyers
Stop second-guessing whether you can afford that home.
See a property’s full monthly cost, not just the mortgage, plus a score for how well it fits your life.
Currently supports properties in England only. Council tax figures come from MHCLG’s published rates and EPCs from the official register, not our guesses.
What it does
It does the maths for you.
Put your income, deposit and bills in once. Every property you add after that is priced against them, and against the places you have to get to each week.
Have a go on the demo first, if you’d rather not sign up yet.
Add a property however suits you
Type it in yourself, screenshot the listing and let it read the details off for you, or install the Chrome extension and add it in one click from Rightmove, Zoopla or OnTheMarket. Whichever you use, you can correct anything afterwards.
Monthly cost
£1,976/month
Mortgage
£1,369
Principal & interest
69%
Council Tax
£177
Band C
9%
Gas & Electricity
£150
Estimated
8%
Water
£45
Estimated
2%
Broadband
£35
Estimated
2%
Groceries
£200
Estimated
10%
Everything the listing left out
Your mortgage on your rate and term, the council's real published tax for that band, and your own figures for the bills. It all lands in one honest monthly number.
Excellent fit
93 out of 100
A number you can argue with
Your affordability against your own target, weighed up with how well the location fits your week. You set how much the commute counts. No black box: open the working and every line of the arithmetic is there.
Work
Central Croydon
Driving
24 min
-6 minutes over your 30-minute target
Walking
–
No route to here
The places your week revolves around
Work, family, the school run, the station. Save them once and every property is measured on the real drive and the real walk, door to door.
House deposit
£48,000deposit, combined
Two incomes, one honest number
Link with your partner and the deposits pool, so the mortgage falls. Split the bills however you actually intend to, and you each see what it leaves you.
Condition
How it felt
Natural light
Noise
Size against the photos
What the photos leave out
Walk the viewing with your own checklist: the light, the noise, the damp, how the place felt. Score each one, and if your partner saw it too, see exactly where the two of you disagree.
Pricing
10 properties free. Premium when you need it.
No card to start and nothing to cancel if you never upgrade. Premium is a single one-time payment that covers your whole search, and one plan covers both of you if you are buying together.
Have a look round
Up to 10 properties. No card, ever.
- The full monthly figure for every property, from the repayment down to the weekly shop
- Suitability scoring, plus the map with every saved place on it
- Link with your partner: combined finances and one shared shortlist
- Add by hand, by screenshot, or with the browser extension
Worth knowing: the count is a lifetime total (deleting one does not give you the slot back), shared between you and your partner if you link up.
Premium
One payment, no subscription, nothing to cancel.
- As many properties as you are ever going to look at
- Per-property overrides: a different mortgage rate, bills or split for one listing
- Stress-test a property's numbers without touching your real defaults
- A full year, with no subscription to cancel
Buying together works out at about £17.50 each for the year, and one plan still covers you both.
Free tools
No account needed for these.
Run the numbers before you fall for the house.
Not after the offer, not after the survey. Setting yourself up takes about five minutes, and then every property you look at comes with the real figure attached.
Three properties free · No card · Cancel any time