A standard repayment mortgage, worked forward
Pick a property price and a deposit, and the loan amount is simply the difference. That loan is run through the standard repayment mortgage formula at the rate and term you choose, the same maths the property panel’s own “Cost to buy” card uses, to get a real monthly payment. Total interest and total repayment follow from multiplying that payment out across the whole term.
This doesn't tell you what you could borrow
The price and deposit are yours to choose, not something this tool works out for you, so nothing here is a lending decision or a determination of what you could actually get approved for. Only a real lender can tell you that, based on your income, credit history and circumstances. This is a budgeting estimate for a loan amount you’ve already chosen to explore, not a mortgage offer or financial advice.