- Minimum tenancy before you qualify
- 3 years
- Starting discount, houses
- 35%
- Starting discount, flats
- 50%
- Maximum discount, either way
- 70% of the property's value
- Maximum cash discount
- £16,000 to £38,000, depending on your region
What it is
If you’ve rented your home from a council or housing association for at least 3 years, you can buy it at a discount that grows the longer you’ve been a tenant. Worth flagging: the maximum cash discount was cut sharply in November 2024, from a flat nationwide figure down to a smaller amount that varies by region, so older guides online will overstate what’s actually on offer now.
Source, and a plain disclaimer
These figures are GOV.UK, Right to Buy discounts’s own published terms, last checked on 5 September 2026, and may have changed since. Check the official page before relying on any of them, and speak to a whole-of-market broker or your local authority about whether you’re actually eligible. This is not financial advice.
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