Viewing and editing properties

Click any property, on the map or in a list, and it opens in its own panel. There are two versions of it, and it is worth knowing which one you are looking at.

The quick view is the narrow drawer down the right-hand side, and it is what you get by default on a desktop. It is deliberately sparse, giving you the title and price, beds and baths, the property’s status pill, the suitability score with its fit label, a "Routes & commutes" card (the only place you can draw a route onto the map) and Edit and Remove links at the foot of it. Nothing else lives here, so if you are hunting for the tabs or the cost breakdown or the share button, they are all in the full view instead.

The full view is where everything else lives. Hit "Expand full view" to get to it on desktop. On mobile you never see the quick view at all, properties always open straight into the full view. Everything described below is in the full view, so if you are on a desktop and cannot find something, expand the property first.

Header: title, price, bedrooms and bathrooms, council tax band, postcode, the EPC rating, and the property’s status pill, so you can mark a viewing booked or an offer made without leaving the breakdown. If a partner added the property, it says so here.

Suitability score: a ring showing the score out of 100, with a plain-English label like "Great fit" underneath. If you have a linked partner, you get a ring each plus a combined one, and a small ? button next to it opens a full breakdown of how that number was reached.

Three tabs:

• Overview: the full monthly cost breakdown, a donut chart of mortgage, council tax, gas and electricity, water, broadband, and groceries, plus any other bills the two of you have set if you are linked, and any bills you have added for that listing alone, alongside your (and your partner’s, if linked) individual cost cards, mortgage settings, bills, and, if you have a linked partner, a bill split slider for that property. This is where the overrides covered below live.
• Commutes: every important place you (and your partner) added in your profile, with drive and walk times measured against your ideal target for each, and a score out of 100 per place.
• Review: your scorecard for the place and the notes thread, covered on its own page, see reviewing a property.

Action icons: a row of icon buttons alongside the tabs. Edit and delete only appear on properties you added yourself, since a shared property added by your partner isn’t yours to change or remove, but sharing a link is available on any property you can see, including your partner’s.

• Opens the original listing you saved, if you added one.
• Generates a read-only link to the property, see sharing a property.
• Edits the title, price, bedrooms, bathrooms, council tax band, or listing link.
• Removes the property, covered below.

A single mortgage calculator setting rarely fits every property you are comparing. Your interest rate and mortgage term are set once in your profile as a safe, general-purpose default, but every property can override either value individually, so your affordability numbers reflect the real deal in front of you, not just a rough average.

Example: a rate quote for this specific house. Say your profile default is set to a cautious 5.5%, but you have spoken to a broker or lender about this particular property and been quoted 4.8% based on the price and your deposit. Override just this property with that real figure, and its cost breakdown reflects the actual deal on the table rather than your general safety margin.

Example: stretching the term to make the numbers work. You have fallen for a house that is a stretch on a 25-year term, but you would happily take 30 or 35 years if that is what makes it affordable. Override the term on that one property and see immediately whether a longer mortgage brings the monthly repayment down to something that fits, without changing the term on anything else you are comparing it against.

An overridden property shows its own rate and term rather than your profile default, with a small “Usually X” note next to whichever one you have changed so you are never guessing what it will revert to. One button resets the property back to your profile defaults, and it resets the rate and the term together rather than one at a time, so you cannot keep a custom term while reverting only the rate. Bills, by contrast, do reset individually.

The same idea applies to your default bills (gas and electricity, water, broadband, groceries) and your monthly personal outgoings: each can be overridden on a per-property basis, shows a reminder of your usual figure right next to it, and can be reset back to your profile default whenever you like. This is what turns a generic cost-of-living estimate into a genuine, property-specific picture of what you would actually be paying to live there.

Your bill defaults are meant to be pessimistic, the worst case you would still be willing to pay, because they apply to every property you are tracking at once. Overrides are how you move off that figure for a single house once you know something specific about it, in either direction.

Example: a poor EPC rating. If a property’s energy performance certificate comes back low, an old boiler and thin insulation can mean a noticeably higher real gas and electricity bill than your default assumes. Override just the gas and electricity figure upward for that property, so its cost breakdown is not quietly underselling what living there would cost you.

Example: a strong EPC rating. It works the other way just as well, and this is the more common use of it. A property rated A, with a new boiler and insulation that actually does something, is not going to cost what a deliberately gloomy default assumes. Drop gas and electricity from £250 to £175 on that property alone, and every other house you are weighing it against stays measured against the cautious figure.

Example: a cheaper broadband deal at that address. Found a genuinely good, cheap broadband provider available at a specific property? Lower the broadband override for just that one, by £10 a month, say, rather than changing your default and understating the cost everywhere else you are comparing.

Example: trimming a personal outgoing to make one property work. Personal outgoings can be overridden the same way, which is useful for testing what you would actually be willing to sacrifice for the right house. Maybe you normally put £500 a month into stocks and shares, but for a property you have completely fallen for, you would happily drop that to £300 if it means the numbers add up. Override it on that property alone and see straight away whether that trade-off is enough.

Example: a service charge on one flat only. A cost that is real on one listing and simply does not exist on the others is not an override at all. It is a bill you add to that property alone, covered in Bills for one property only just below. If you are linked and would rather keep it in your canonical Other bills list, the alternative is to set its default to the usual figure and override it to zero on the properties it does not apply to, from the Bills tab.

Some costs belong to a single listing and nowhere else. A service charge on a leasehold flat, a parking permit for one street, a management fee on a particular estate. These are not one of the four standard bills, and they are not something to set as a default and carry across every property you are tracking. They live on the This property tab, inside the Bills tab of the property panel, and you can add them whether you are on your own or linked.

Give the bill a name and a monthly amount, and it folds into that property’s total housing cost like any other. It shows in the cost breakdown, it counts toward affordability and the property’s score, and if you have linked a partner it is divided by your bill split, exactly like the rest. There is no per-person setting: a cost attached to the house is a shared household cost, and if one property’s costs should land unevenly between you, the split slider is where that happens.

Adding a bill starts a draft row that is not saved until you give it both a name and an amount, so a half-finished entry never affects a figure. Removing one is a two-step action, the same as the bill sections in your profile: the bin drops it to a “Removed” row and out of the totals, and a save at the top of the panel makes it final, with an undo in between.

This is what separates a property-specific bill from Other bills, which only exist once you have linked a partner and apply to every property at once. Reach for a property-specific bill when the cost is genuinely tied to this one listing.

Open a property and use the delete icon to remove it permanently, along with its notes and commute data. You will be asked to confirm first, since this cannot be undone.